I've been playing for a couple (maybe 2) weeks now, but this is my first forum post, so hey all.

Anyway, I guess I'll just get to it.
1. I'd like to know a couple things about Runes; pretty much all I know how to do is drill a hole and stick a rune in it. How do I go about getting (and please correct me if this is the wrong term) more "advanced" or "upgraded" runes? I just joined a guild, and it's kind of embarrassing running around at 25/23/20 W/K/S with +6 Phys. Attack on everything. If there's any guide here on the forums, I'd appreciate a link to it (I haven't been able to find a good one).
2. This is probably a pretty common one, but what's the best way to make more money at lower levels? Right now I'm just sitting in a field killing whatever I find and trying to sell it (in addition to quests, of course). Again, if there's any good guide here, feel free to link it.
3. When do armor sets start to become worth it/necessary? It's kind of cool to have a full set of armor, but I feel obligated to stick with it, even when something better comes along.
Thanks for reading/answering.