It started right around the same time as sandy, but it seems to be only on my mage/warlock. I will test this weekend. Even if i get 20 mill debt from mobs. Mage lvl 74 warlock 54 60k hp unbuffed.he shouldnt get 1 shot by mobs outside W A
Ignoring a network issue, you're doing *something* wrong. I just took my midget alt ( R/Wl/M, 60/60/59, but in M/Wl setup) out to the WA area. He's far less geared than your W/Wl (27.8K health, T7 Void Staff +12) and i had no problems with the mobs outside and inside the castle (not in the Arena itself, mind you), two-shotting them with FB and Warp Charge, one-shotting with Flame.
If you're having issues in the regular game, where your instant cast skills are taking 2-5 seconds to fire, then you definitely have network issues. As I said previously, there could be regional bottlenecks that can cause your connection to the game servers to take wide detours, or they could be causing data packets to drop. If the connection problem is severe enough, you'd simply lose the connection on a regular basis.
Question: Have you tried resetting your router/residential gateway?
I do have what I believe to be the RoM gateway server IP address: 206.253.173.51
You might try a traceroute (tracert.exe) from your computer to the RoM gateway server and see if you're having timeout issues on the hops on the way there.