My preference and advice is stat only as far as you need to survive questing, get to level cap, then start real gearing. ... That X-statted or hand me down stuff can serve you well while you make/buy/farm the gear that you really want.
At level 50, start running one or two minigames each day to gather Phirius Shell Gear. Either sell the stat if you get a good one or consider Statting the item with more stats from Phirius Shells.
At the time I hit 50 on my Mage, I pulled a 117 dura set of Mage shoulders which I pulled more stats to transfer to and I still wear to this day. That was back when level 67 items could be bought...
Still, when I was finally able to wear them, my magic attack went up considerably.
Do what you must do to 'get by' but prepare for later.